2024 Roth Contribution Limits 2024 Over 50. The roth ira contribution limit for 2024 is $7,000 in 2024 ($8,000 if age 50 or older). The maximum amount you can contribute to a roth ira for 2024 is $7,000 (up from $6,500 in 2023) if you're younger than age 50.

This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose. Those are the caps even if you make more, up to the phaseout level.